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A Safe Way To Manage Money On Campus?

Last updated on 13th Nov, 2024, by Elena A. Clayton for FindAPro

A Safe Way To Manage Money On Campus? | Stuff4

Safe Money Moves

College life rocks! New friends, cool classes, but also tight budgets. Fear not, young scholar! Here's a guide to keep your cash safe and sound on campus.

First things first: budget. Track income (loans, jobs, allowance) and expenses (rent, food, books). Budgeting apps help. List every expense, big or small. Coffee counts! Seeing it all adds perspective. Now, be realistic. Allocate funds for essentials first (rent, food). Leftover cash? Great! Budget for fun (movies, games) but set limits. Sticking to a plan keeps you in control.

Next, be smart with plastic. Debit cards rock. They let you spend only what's in your account. Credit cards? Tricky. Easy to overspend. Only use them for emergencies, and pay them off each month. Late fees? Yikes! Lost or stolen card? Big trouble. Debit cards are safer and simpler. Plus, using cash helps avoid impulse buys. See a cool gadget? If you don't have cash, maybe you don't need it.

A Safe Way To Manage Money On Campus? | Stuff4

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